Commentary Presented by: Dana Dunkelberger
​
This week’s article reminds us that “Senior insurance needs are different. Time to drop the disability coverage and review your other plans.” The most obvious insurance retirees need to maintain is health insurance. While most seniors age 65 and older are eligible for Medicare, Medicare doesn’t cover 100% of medical costs.” Knowing this, it is important to have an income stream that you don’t outlive in order to help cover those unexpected expenses, and also provide you with funds to enjoy your retirement with. Call us, we may know of options you haven’t yet considered. We’re always here to help.

Commentary Presented by: Dana Dunkelberger
​
This week’s article highlights a Harris Poll that showed “workers who have been laid off or had their hours reduced amid the pandemic are particularly concerned about their future.” “70% say they are worried about running out of money in retirement, 61% say they are much more afraid of life in retirement, and 61% say the pandemic took the joy out of looking forward to retirement.” What matters is if you are concerned, not the reason why. Call us to talk about some options that may help you to use what savings you do have to provide an income you can count on, and one that you can’t outlive. We’re always here to help.

Commentary Presented by: Dana Dunkelberger
​
We’ve been receiving calls from people thinking that somehow, with the election having just occurred, there are tax law changes that have already been enacted, or that 401(k) and IRA money is slated to be taxed. No, the Tax Laws have not changed. From time to time it is difficult to separate the wheat from the shaft when friends tell us what they’ve ‘heard’ and so we thought to assure you as part of our continued efforts in helping people know about options available to keep their hard earned retirement money working for them, and about the choices that continue to provide an income you can’t outlive. Call us, we’re here to help.

Commentary Presented by: Dana Dunkelberger
​
Simultaneously with thinking about where to put hard earned savings in order to obtain an income you can’t outlive in retirement, it may interest you to read a new U.S. News analysis compares the 150 largest metropolitan areas in the country as potential places to retire in 2021. The study discusses where you “might be able to save money and improve your quality of life by relocating to a retirement spot that better suits your interests and budget.” Let us know if you’d like to talk about the choices out there. We’re always here to help.